Johnston Financial Services

FINANCIAL SOLUTIONS FOR INDIVIDUALS AND BUSINESSES

Securities and advisory products offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Insurance offered through Principal Life Insurance Company. David W. Johnston, Princor Registered Representative, Investment Adviser Representative, Principal Life Senior Agent. Princor(R) and Principal Life are members of the Principal Financial Group(R), Des Moines, IA 50392. Johnston Financial Services is not an affiliate of any company of the Principal Financial Group.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

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Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

The Positives of Negative Correlation

Few asset groups are perfectly negatively correlated, but a portfolio may still be able to benefit from the correlation principle.

Get Your Retirement Reality Check

A retirement needs-calculation goes beyond the commonly suggested target to have 70% of pre-retirement income.

Making Moves to the Money Market

Money market funds are mutual funds that invest solely in cash-equivalent assets that are categorized as low-risk, low-return investments.

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